I’m single and looking to prepare for my future. You are in a powerful position in terms of income vs expenses. Now is the time to start your journey to financial freedom.

1. You should look to save at least 10% of your salary; thus demonstrating your savings capacity when you are ready to borrow. Read “The Richest Man in Babylon” by George S. Clason; the book highlights how important it is to save some of your income for yourself.

2. Calculate your expenses - find out how much you can save, at least 10% of you income, and how much you can put towards your home loan.

3. Goal setting – set short, medium and long term goals. Save for that holiday, pay off the car by 2010, pay off my new home by 2020 and retire when I have two rental properties; you need a map to know where you are going!

4. Property – Talk to a Costcutta consultant about how much you can borrow and how quickly you can own your own home or that investment property you’ve been looking at.

By keeping our operation simple and efficient, you benefit from the lowest cost home loans in the market.

Check out our rates now or contact us.